Side-by-side · Q2 2026 data
Greater Waterbury Healthcare Federal Credit Union vs State Police Credit Union Inc.
Credit union
Greater Waterbury Healthcare Federal Credit Union
Waterbury, Connecticut · Under $100 million in assets
Credit union
State Police Credit Union Inc.
Meriden, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Greater Waterbury Healthcare Federal Credit Union | State Police Credit Union Inc. |
|---|---|---|
| TellerScore | 64 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 49 | 57 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 28th | 90th |
| Total assets | $9.3M | $84.0M |
| Deposits / shares | $6.7M | $70.8M |
| Capital ratio | 27.23% (stronger) | 15.10% |
| Problem loans | 5.72% | 0.06% (stronger) |
| Net charge-offs | -0.18% (stronger) | -0.00% |
| Return on assets | 0.72% | 0.92% (stronger) |
| Loans ÷ deposits | 27.5% (stronger) | 29.0% |
| Uninsured deposits | 2.6% (stronger) | 13.0% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Police Credit Union Inc. has the higher TellerScore (91 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Greater Waterbury Healthcare Federal Credit Union leads on 4 and State Police Credit Union Inc. on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.