Greater Waterbury Healthcare Federal Credit Union is a federal credit union headquartered in Waterbury, Connecticut, in business for about 70 years. At the end of Q2 2026 it reported $9.3M in total assets and $6.7M in member shares and deposits, with 3 offices.
Based on its Q2 2026 filing, Greater Waterbury Healthcare Federal Credit Union scores 64/100, which we describe as moderate. That is higher than only 28% of 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 43rd. Its strongest component is capital cushion (100/100; 27.23%), and its lowest is loan quality (0/100; 5.72%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (60 → 64), mostly because the earnings component improved by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 64 |
| Q4 2024 | 59 |
| Q1 2025 | 56 |
| Q2 2025 | 60 |
| Q3 2025 | 60 |
| Q4 2025 | 60 |
| Q1 2026 | 68 |
| Q2 2026 | 64 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 24.15% |
| Q3 2024 | 25.32% |
| Q4 2024 | 25.80% |
| Q1 2025 | 25.78% |
| Q2 2025 | 26.11% |
| Q3 2025 | 26.75% |
| Q4 2025 | 26.54% |
| Q1 2026 | 26.66% |
| Q2 2026 | 27.23% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.36% |
| Q3 2024 | 2.33% |
| Q4 2024 | 3.37% |
| Q1 2025 | 3.41% |
| Q2 2025 | 6.21% |
| Q3 2025 | 5.41% |
| Q4 2025 | 6.48% |
| Q1 2026 | 2.77% |
| Q2 2026 | 5.72% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.45% |
| Q3 2024 | -0.04% |
| Q4 2024 | 0.08% |
| Q1 2025 | -0.36% |
| Q2 2025 | 0.26% |
| Q3 2025 | 0.20% |
| Q4 2025 | 0.21% |
| Q1 2026 | 0.98% |
| Q2 2026 | 0.72% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $9.3M | 27.23% | 5.72% | 0.72% | 27.5% |
| Q1 2026 | 68 | $9.4M | 26.66% | 2.77% | 0.98% | 27.2% |
| Q4 2025 | 60 | $9.4M | 26.54% | 6.48% | 0.21% | 28.9% |
| Q3 2025 | 60 | $9.3M | 26.75% | 5.41% | 0.20% | 27.0% |
| Q2 2025 | 60 | $9.5M | 26.11% | 6.21% | 0.26% | 27.2% |
| Q1 2025 | 56 | $9.6M | 25.78% | 3.41% | -0.36% | 25.7% |
| Q4 2024 | 59 | $9.6M | 25.80% | 3.37% | 0.08% | 28.2% |
| Q3 2024 | 64 | $9.7M | 25.32% | 2.33% | -0.04% | 28.3% |
| Q2 2024 | 77 | $10.1M | 24.15% | 0.36% | -0.45% | 28.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Connecticut
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| New Haven Teachers Federal Credit UnionCredit union New Haven, CT | 90 out of 100, Very strong | $10.2M | 32.0% | 0.13% | vs |
| Waterbury Postal Employees Federal Credit UnionCredit union Waterbury, CT | 54 out of 100, Below average | $10.6M | 18.2% | 3.91% | vs |
| Asa Federal Credit UnionCredit union Bloomfield, CT | 51 out of 100, Below average | $10.8M | 10.2% | 5.21% | vs |
| New Haven Firefighters Credit UnionCredit union New Haven, CT | 89 out of 100, Very strong | $5.9M | 26.3% | 0.00% | vs |
| Connecticut Postal Federal Credit UnionCredit union New Britain, CT | 90 out of 100, Very strong | $12.6M | 25.0% | 0.91% | vs |
| Regional Water Authority Employees Credit UnionCredit union New Haven, CT | 77 out of 100, Strong | $5.7M | 12.6% | 0.00% | vs |
Deposit insurance
Is my money safe at Greater Waterbury Healthcare Federal Credit Union?
Yes. Greater Waterbury Healthcare Federal Credit Union is a federally insured credit union (NCUA charter #10865). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.6% of shares and deposits ($176K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 27.23%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Greater Waterbury Healthcare Federal Credit Union lists 3 offices in 2 cities. Most locations:
- Watertown, CT (2)
- Waterbury, CT (1)
Identity & history
Profile
- Legal name
- Greater Waterbury Healthcare Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 10865
- RSSD ID
- 869485
- Primary regulator
- NCUA
- Established
- 1956
- Headquarters
- 64 Robbins St, Waterbury, CT 06708
- Employees
- 2
Quick answers
Greater Waterbury Healthcare Federal Credit Union: common questions
Is Greater Waterbury Healthcare Federal Credit Union NCUA insured?
Yes. Greater Waterbury Healthcare Federal Credit Union is a federally insured credit union (NCUA charter #10865). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Greater Waterbury Healthcare Federal Credit Union's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Greater Waterbury Healthcare Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Waterbury
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT | 91 out of 100, Very strong | $365.2M | 17.1% | 0.26% | vs |
| State Police Credit Union Inc.Credit union Meriden, CT | 91 out of 100, Very strong | $84.0M | 15.1% | 0.06% | vs |
| New Haven Teachers Federal Credit UnionCredit union New Haven, CT | 90 out of 100, Very strong | $10.2M | 32.0% | 0.13% | vs |
| New Haven Firefighters Credit UnionCredit union New Haven, CT | 89 out of 100, Very strong | $5.9M | 26.3% | 0.00% | vs |
| Sikorsky Financial Credit UnionCredit union Stratford, CT | 84 out of 100, Strong | $1.5B | 12.9% | 0.25% | vs |
| The Torrington Savings BankBank Torrington, CT | 82 out of 100, Strong | $1.0B | 19.0% | 0.14% | vs |