Side-by-side · Q2 2026 data
Greenfield Banking Company vs Putnam 1st Mercantile Bank
Metric by metric
| Measure | Greenfield Banking Company | Putnam 1st Mercantile Bank |
|---|---|---|
| TellerScore | 59 | 82 (stronger) |
| Capital cushion | 35 | 67 (stronger) |
| Loan quality | 66 | 96 (stronger) |
| Earnings | 56 | 97 (stronger) |
| Funding & liquidity | 86 (stronger) | 57 |
| Problem-loan coverage | 77 | 98 (stronger) |
| Peer percentile | 17th | 82nd |
| Total assets | $151.2M | $178.9M |
| Deposits / shares | $135.4M | $159.8M |
| Capital ratio | 8.54% | 11.72% (stronger) |
| Problem loans | 1.03% | 0.13% (stronger) |
| Net charge-offs | 0.12% | 0.05% (stronger) |
| Return on assets | 0.91% | 1.93% (stronger) |
| Loans ÷ deposits | 67.9% (stronger) | 91.8% |
| Uninsured deposits | 20.2% (stronger) | 24.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Putnam 1st Mercantile Bank has the higher TellerScore (82 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Greenfield Banking Company leads on 2 and Putnam 1st Mercantile Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.