TellerScore

Greenfield Banking Company (FDIC certificate #15255) is based in Greenfield, Tennessee. Its Q2 2026 call report shows $151.2M in total assets and $135.4M in deposits and 2 offices.

Based on its Q2 2026 filing, Greenfield Banking Company scores 59/100, which we describe as moderate. That is higher than only 17% of 2,650 banks with $100 million – $1 billion. Among 109 banks headquartered in Tennessee, it ranks 94th. Its strongest component is funding & liquidity (86/100; 68% loans-to-deposits, 20% uninsured), and its lowest is capital cushion (35/100; 8.54%).

TellerScore · Q2 2026

Scorecard

Capital cushion35/100
Tier 1 leverage ratio: 8.54%
Loan quality66/100
Noncurrent loans ÷ total loans: 1.03%
Earnings56/100
Return on assets (annualized): 0.91%
Funding & liquidity86/100
Loans ÷ deposits and uninsured-deposit share: 67.9% · 20.2% uninsured
Problem-loan coverage77/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 11.61%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (55 → 59), mostly because the loan quality component improved by 14 points.

TellerScore
515762Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202454
Q4 202452
Q1 202551
Q2 202555
Q3 202557
Q4 202553
Q1 202653
Q2 202659
Tier 1 leverage ratio
5.00%6.77%8.54%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.18%
Q3 20247.99%
Q4 20247.68%
Q1 20257.65%
Q2 20258.23%
Q3 20258.23%
Q4 20258.35%
Q1 20268.48%
Q2 20268.54%
Noncurrent loans
0.59%1.14%1.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.59%
Q3 20241.33%
Q4 20241.41%
Q1 20251.69%
Q2 20251.43%
Q3 20251.22%
Q4 20251.70%
Q1 20261.63%
Q2 20261.03%
Return on assets
0.80%0.89%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.90%
Q3 20240.80%
Q4 20240.80%
Q1 20250.90%
Q2 20250.90%
Q3 20250.94%
Q4 20250.99%
Q1 20260.87%
Q2 20260.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202659$151.2M8.54%1.03%0.91%67.9%
Q1 202653$149.3M8.48%1.63%0.87%67.1%
Q4 202553$148.2M8.35%1.70%0.99%68.5%
Q3 202557$150.0M8.23%1.22%0.94%64.6%
Q2 202555$147.3M8.23%1.43%0.90%65.9%
Q1 202551$140.8M7.65%1.69%0.90%67.1%
Q4 202452$137.8M7.68%1.41%0.80%70.6%
Q3 202454$134.4M7.99%1.33%0.80%73.2%
Q2 202462$130.1M8.18%0.59%0.90%74.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.54%
7th
Total risk-based capital13.57%
60th
Problem loans1.03%
27th
Net charge-offs0.12%
18th
Return on assets0.91%
29th
Net interest margin3.34%
21st
Efficiency ratio60.8%
55th
Loans to deposits67.9%
73rd
Uninsured deposits20.2%
64th
Loan-loss reserves1.00%
27th
Texas ratio11.6%
15th

Similar-size banks in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Central BankBank Savannah, TN78 out of 100, Strong$160.2M12.0%0.00%vs
Bank of GleasonBank Gleason, TN90 out of 100, Very strong$138.5M20.9%0.14%vs
Bank of HallsBank Halls, TN64 out of 100, Moderate$134.6M8.0%0.15%vs
Peoples Bank & Trust CompanyBank Manchester, TN93 out of 100, Very strong$168.6M14.7%0.02%vs
Home Banking CompanyBank Selmer, TN57 out of 100, Moderate$124.0M10.1%1.49%vs
Putnam 1st Mercantile BankBank Cookeville, TN82 out of 100, Strong$178.9M11.7%0.13%vs

Deposit insurance

Is my money safe at Greenfield Banking Company?

Yes. Greenfield Banking Company is an FDIC-insured institution (FDIC certificate #15255). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.2% of deposits ($27.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.54%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.57% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Greenfield Banking Company lists 1 office in 1 city. Most locations:

  • Greenfield, TN (1)

All branch addresses and map

Identity & history

Profile

Legal name
Greenfield Banking Company
Type
State-chartered bank
FDIC certificate #
15255
RSSD ID
83955
Primary regulator
FDIC
Holding company
Greenfield Bancshares Inc
Established
August 16, 1935
Headquarters
112 N Front St, Greenfield, TN 38230
Employees
18

Quick answers

Greenfield Banking Company: common questions

Is Greenfield Banking Company FDIC insured?

Yes. Greenfield Banking Company is an FDIC-insured institution (FDIC certificate #15255). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Greenfield Banking Company's TellerScore?

59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Greenfield Banking Company ever failed?

There is no failure record for FDIC certificate #15255 in the FDIC failed bank list.

How many branches does Greenfield Banking Company have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Greenfield

InstitutionScoreAssetsCapitalProblem loansCompare
Johnsonville TVA Employees Credit UnionCredit union Camden, TN92 out of 100, Very strong$180.7M16.4%0.73%vs
Bank of GleasonBank Gleason, TN90 out of 100, Very strong$138.5M20.9%0.14%vs
Wcg Employees Credit UnionCredit union Martin, TN89 out of 100, Very strong$1.0M21.8%0.00%vs
The Citizens BankBank Hickman, KY82 out of 100, Strong$220.4M12.7%0.34%vs
Commercial Bank & Trust Co.Bank Paris, TN80 out of 100, Strong$1.1B12.1%0.15%vs
Security Bank and Trust CompanyBank Paris, TN79 out of 100, Strong$1.7B10.9%0.02%vs