Side-by-side · Q2 2026 data
Greenfield Banking Company vs Madison County Federal Credit Union
Metric by metric
| Measure | Greenfield Banking Company | Madison County Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 73 |
| Capital cushion | 89 (stronger) | 62 |
| Loan quality | 88 (stronger) | 78 |
| Earnings | 89 (stronger) | 60 |
| Funding & liquidity | 58 | 92 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 86th | 60th |
| Total assets | $930.5M | $114.0M |
| Deposits / shares | $798.6M | $100.2M |
| Capital ratio | 13.92% (stronger) | 11.24% |
| Problem loans | 0.35% (stronger) | 0.67% |
| Net charge-offs | 0.05% (stronger) | 0.37% |
| Return on assets | 1.71% (stronger) | 1.01% |
| Loans ÷ deposits | 72.6% | 68.0% (stronger) |
| Uninsured deposits | 42.1% | 2.9% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | 17.6% |
Greenfield Banking Company has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Greenfield Banking Company leads on 5 and Madison County Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.