Side-by-side · Q2 2026 data
Greensboro Postal Credit Union vs Greater Kinston Credit Union
Credit union
Greensboro Postal Credit Union
Greensboro, North Carolina · Under $100 million in assets
Credit union
Greater Kinston Credit Union
Kinston, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Greensboro Postal Credit Union | Greater Kinston Credit Union |
|---|---|---|
| TellerScore | 53 | 57 (stronger) |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 0 | 57 (stronger) |
| Earnings | 19 (stronger) | 0 |
| Funding & liquidity | 73 | 83 (stronger) |
| Problem-loan coverage | 81 | 85 (stronger) |
| Peer percentile | 12th | 17th |
| Total assets | $15.6M | $14.3M |
| Deposits / shares | $10.2M | $12.4M |
| Capital ratio | 34.29% (stronger) | 12.39% |
| Problem loans | 5.89% | 1.28% (stronger) |
| Net charge-offs | 0.24% (stronger) | 1.24% |
| Return on assets | -0.02% (stronger) | -0.49% |
| Loans ÷ deposits | 86.8% | 76.9% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 5.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greater Kinston Credit Union has the higher TellerScore (57 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Greensboro Postal Credit Union leads on 4 and Greater Kinston Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.