Headquartered in Kinston, North Carolina, Greater Kinston Credit Union is a federally insured state-chartered credit union with $14.3M in total assets and $12.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1952.
Greater Kinston Credit Union has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 17% of its 2,479 credit unions with under $100 million in assets. Among 57 credit unions headquartered in North Carolina, it ranks 44th. Problem-loan coverage contributes the most (85/100, 7.4%); earnings contributes the least (0/100, -0.49%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (54 → 57), mostly because the loan quality component improved by 38 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 61 |
| Q4 2024 | 53 |
| Q1 2025 | 51 |
| Q2 2025 | 54 |
| Q3 2025 | 60 |
| Q4 2025 | 49 |
| Q1 2026 | 65 |
| Q2 2026 | 57 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.71% |
| Q3 2024 | 13.98% |
| Q4 2024 | 14.17% |
| Q1 2025 | 13.52% |
| Q2 2025 | 13.42% |
| Q3 2025 | 13.55% |
| Q4 2025 | 12.68% |
| Q1 2026 | 12.72% |
| Q2 2026 | 12.39% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.01% |
| Q3 2024 | 2.34% |
| Q4 2024 | 4.46% |
| Q1 2025 | 2.70% |
| Q2 2025 | 2.42% |
| Q3 2025 | 1.80% |
| Q4 2025 | 2.29% |
| Q1 2026 | 1.16% |
| Q2 2026 | 1.28% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.70% |
| Q3 2024 | 0.65% |
| Q4 2024 | 0.51% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.04% |
| Q3 2025 | 0.03% |
| Q4 2025 | -0.80% |
| Q1 2026 | 0.06% |
| Q2 2026 | -0.49% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $14.3M | 12.39% | 1.28% | -0.49% | 76.9% |
| Q1 2026 | 65 | $14.3M | 12.72% | 1.16% | 0.06% | 73.7% |
| Q4 2025 | 49 | $14.3M | 12.68% | 2.29% | -0.80% | 76.3% |
| Q3 2025 | 60 | $14.2M | 13.55% | 1.80% | 0.03% | 80.4% |
| Q2 2025 | 54 | $14.4M | 13.42% | 2.42% | 0.04% | 82.1% |
| Q1 2025 | 51 | $14.6M | 13.52% | 2.70% | 0.01% | 81.5% |
| Q4 2024 | 53 | $13.9M | 14.17% | 4.46% | 0.51% | 80.8% |
| Q3 2024 | 61 | $14.1M | 13.98% | 2.34% | 0.65% | 81.4% |
| Q2 2024 | 64 | $14.3M | 13.71% | 2.01% | 0.70% | 81.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in North Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Greensboro Postal Credit UnionCredit union Greensboro, NC | 53 out of 100, Below average | $15.6M | 34.3% | 5.89% | vs |
| Tcp Credit UnionCredit union Rural Hall, NC | 73 out of 100, Strong | $15.9M | 17.0% | 1.23% | vs |
| Lithium Federal Credit UnionCredit union Bessemer City, NC | 53 out of 100, Below average | $16.2M | 13.8% | 2.48% | vs |
| Internal Revenue Employees Federal Credit UnionCredit union Greensboro, NC | 80 out of 100, Strong | $12.2M | 29.4% | 0.75% | vs |
| North Carolina Press Association Federal Credit UnionCredit union Raleigh, NC | 75 out of 100, Strong | $12.0M | 18.8% | 2.76% | vs |
| Guco Credit UnionCredit union Greenville, NC | 81 out of 100, Strong | $10.2M | 17.8% | 0.13% | vs |
Deposit insurance
Is my money safe at Greater Kinston Credit Union?
Yes. Greater Kinston Credit Union is a federally insured credit union (NCUA charter #64034). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.3% of shares and deposits ($665K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.39%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Greater Kinston Credit Union lists 1 office in 1 city. Most locations:
- Kinston, NC (1)
Identity & history
Profile
- Legal name
- Greater Kinston Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64034
- RSSD ID
- 167190
- Primary regulator
- State + NCUA
- Established
- 1952
- Headquarters
- 901 N. Queen Street, Kinston, NC 28501
- Employees
- 5
Quick answers
Greater Kinston Credit Union: common questions
Is Greater Kinston Credit Union NCUA insured?
Yes. Greater Kinston Credit Union is a federally insured credit union (NCUA charter #64034). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Greater Kinston Credit Union's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Greater Kinston Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Kinston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Guco Credit UnionCredit union Greenville, NC | 81 out of 100, Strong | $10.2M | 17.8% | 0.13% | vs |
| North Carolina Community Federal Credit UnionCredit union Goldsboro, NC | 80 out of 100, Strong | $107.1M | 10.9% | 0.13% | vs |
| United BankBank Fairfax, VA | 74 out of 100, Strong | $33.6B | 11.6% | 0.44% | vs |
| Southern Bank and Trust CompanyBank Mount Olive, NC | 70 out of 100, Strong | $5.3B | 9.6% | 0.12% | vs |
| Welcome Federal Credit UnionCredit union Morrisville, NC | 69 out of 100, Moderate | $92.0M | 13.0% | 1.11% | vs |
| First National Bank of PennsylvaniaBank Greenville, PA | 64 out of 100, Moderate | $50.8B | 9.4% | 0.38% | vs |