Side-by-side · Q2 2026 data
Greenville Savings Bank vs Citizens Savings Bank
Metric by metric
| Measure | Greenville Savings Bank | Citizens Savings Bank |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 94 (stronger) | 91 |
| Earnings | 49 (stronger) | 30 |
| Funding & liquidity | 53 | 62 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 57th | 72nd |
| Total assets | $342.7M | $359.0M |
| Deposits / shares | $256.4M | $304.0M |
| Capital ratio | 12.84% | 15.12% (stronger) |
| Problem loans | 0.17% (stronger) | 0.27% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.72% (stronger) | 0.24% |
| Loans ÷ deposits | 107.1% | 98.1% (stronger) |
| Uninsured deposits | 6.6% (stronger) | 6.7% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | 6.0% |
Citizens Savings Bank has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Greenville Savings Bank leads on 3 and Citizens Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.