Side-by-side · Q2 2026 data
Greylock Federal Credit Union vs Harvard Federal Credit Union
Credit union
Greylock Federal Credit Union
Pittsfield, Massachusetts · $1 billion – $10 billion
Credit union
Harvard Federal Credit Union
Cambridge, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Greylock Federal Credit Union | Harvard Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 49 |
| Capital cushion | 78 (stronger) | 38 |
| Loan quality | 55 | 62 (stronger) |
| Earnings | 54 (stronger) | 31 |
| Funding & liquidity | 69 (stronger) | 51 |
| Problem-loan coverage | 83 (stronger) | 79 |
| Peer percentile | 47th | 5th |
| Total assets | $1.8B | $1.2B |
| Deposits / shares | $1.5B | $922.7M |
| Capital ratio | 12.81% (stronger) | 8.81% |
| Problem loans | 1.35% | 1.13% (stronger) |
| Net charge-offs | 0.35% (stronger) | 0.44% |
| Return on assets | 0.85% (stronger) | 0.28% |
| Loans ÷ deposits | 91.5% (stronger) | 109.1% |
| Uninsured deposits | 10.1% (stronger) | 10.1% |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.9% | — |
Greylock Federal Credit Union has the higher TellerScore (67 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Greylock Federal Credit Union leads on 6 and Harvard Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.