Side-by-side · Q2 2026 data
Greylock Federal Credit Union vs St. Mary'S Credit Union
Credit union
Greylock Federal Credit Union
Pittsfield, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Greylock Federal Credit Union | St. Mary'S Credit Union |
|---|---|---|
| TellerScore | 67 | 71 (stronger) |
| Capital cushion | 78 (stronger) | 67 |
| Loan quality | 55 | 97 (stronger) |
| Earnings | 54 (stronger) | 30 |
| Funding & liquidity | 69 | 72 (stronger) |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 47th | 62nd |
| Total assets | $1.8B | $1.0B |
| Deposits / shares | $1.5B | $854.9M |
| Capital ratio | 12.81% (stronger) | 11.69% |
| Problem loans | 1.35% | 0.08% (stronger) |
| Net charge-offs | 0.35% | 0.07% (stronger) |
| Return on assets | 0.85% (stronger) | 0.25% |
| Loans ÷ deposits | 91.5% | 88.5% (stronger) |
| Uninsured deposits | 10.1% (stronger) | 14.8% |
| Offices | 12 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.9% | 15.4% |
St. Mary'S Credit Union has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Greylock Federal Credit Union leads on 3 and St. Mary'S Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.