The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 71).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Massachusetts

Yes. St. Mary'S Credit Union is a federally insured credit union (NCUA charter #67864). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 14.8% of shares and deposits ($126.2M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 11.69%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

St. Mary'S Credit Union lists 8 offices in 5 cities across 2 states. Most locations:

• Marlborough, MA (4)
• Framingham, MA (1)
• Hudson, MA (1)
• Northborough, MA (1)
• Southington, CT (1)

All branch addresses and map

In 2025, St. Mary'S Credit Union reported 249 home-loan applications under HMDA (LEI 549300Y7VXZSDR0D6I81): 186 originated ($51,500,000 total), 35 denied, and 22 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

St. Mary'S Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

67864

RSSD ID

557595

Primary regulator

State + NCUA

Established

1913

Headquarters

46 Lizotte Dr., Po Box 729, Marlborough, MA 01752

Employees

143