Side-by-side · Q2 2026 data
GSL Savings Bank vs Monroe Savings Bank
Metric by metric
| Measure | GSL Savings Bank | Monroe Savings Bank |
|---|---|---|
| TellerScore | 53 | 76 (stronger) |
| Capital cushion | 25 | 90 (stronger) |
| Loan quality | 93 (stronger) | 83 |
| Earnings | 30 | 47 (stronger) |
| Funding & liquidity | 44 | 61 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 9th | 64th |
| Total assets | $151.2M | $114.0M |
| Deposits / shares | $120.4M | $87.2M |
| Capital ratio | 7.46% | 14.02% (stronger) |
| Problem loans | 0.22% (stronger) | 0.52% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 0.25% | 0.68% (stronger) |
| Loans ÷ deposits | 98.7% (stronger) | 98.9% |
| Uninsured deposits | 30.9% | 10.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Monroe Savings Bank has the higher TellerScore (76 vs 53). On the 7 directional measures above (where higher or lower is clearly better), GSL Savings Bank leads on 3 and Monroe Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.