Side-by-side · Q2 2026 data
GSL Savings Bank vs Schuyler Savings Bank
Metric by metric
| Measure | GSL Savings Bank | Schuyler Savings Bank |
|---|---|---|
| TellerScore | 53 | 72 (stronger) |
| Capital cushion | 25 | 91 (stronger) |
| Loan quality | 93 (stronger) | 88 |
| Earnings | 30 (stronger) | 28 |
| Funding & liquidity | 44 | 53 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 9th | 50th |
| Total assets | $151.2M | $151.2M |
| Deposits / shares | $120.4M | $118.0M |
| Capital ratio | 7.46% | 14.07% (stronger) |
| Problem loans | 0.22% (stronger) | 0.36% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.25% (stronger) | 0.20% |
| Loans ÷ deposits | 98.7% (stronger) | 107.6% |
| Uninsured deposits | 30.9% | 11.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Schuyler Savings Bank has the higher TellerScore (72 vs 53). On the 6 directional measures above (where higher or lower is clearly better), GSL Savings Bank leads on 3 and Schuyler Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.