Side-by-side · Q2 2026 data
Gulf Coast Bank and Trust Company vs Red River Bank
Metric by metric
| Measure | Gulf Coast Bank and Trust Company | Red River Bank |
|---|---|---|
| TellerScore | 55 | 82 (stronger) |
| Capital cushion | 41 | 75 (stronger) |
| Loan quality | 47 | 96 (stronger) |
| Earnings | 64 | 78 (stronger) |
| Funding & liquidity | 70 (stronger) | 65 |
| Problem-loan coverage | 74 | 99 (stronger) |
| Peer percentile | 13th | 93rd |
| Total assets | $3.9B | $3.3B |
| Deposits / shares | $3.3B | $2.9B |
| Capital ratio | 9.07% | 12.49% (stronger) |
| Problem loans | 1.60% | 0.11% (stronger) |
| Net charge-offs | 0.44% | 0.01% (stronger) |
| Return on assets | 1.11% | 1.46% (stronger) |
| Loans ÷ deposits | 83.7% | 76.9% (stronger) |
| Uninsured deposits | 21.4% (stronger) | 31.7% |
| Offices | 23 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.4% |
Red River Bank has the higher TellerScore (82 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Bank and Trust Company leads on 1 and Red River Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.