Side-by-side · Q2 2026 data
Gulf Coast Bank vs Catalyst Bank
Metric by metric
| Measure | Gulf Coast Bank | Catalyst Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 74 |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 79 (stronger) | 52 |
| Earnings | 70 (stronger) | 57 |
| Funding & liquidity | 90 (stronger) | 68 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 90th | 57th |
| Total assets | $513.7M | $286.8M |
| Deposits / shares | $444.1M | $201.2M |
| Capital ratio | 14.75% | 26.55% (stronger) |
| Problem loans | 0.63% (stronger) | 1.43% |
| Net charge-offs | 0.13% | 0.05% (stronger) |
| Return on assets | 1.25% (stronger) | 0.93% |
| Loans ÷ deposits | 65.5% (stronger) | 79.8% |
| Uninsured deposits | 19.5% (stronger) | 26.3% |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.2% | — |
Gulf Coast Bank has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Bank leads on 5 and Catalyst Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lafayette, LA
- Carencro, LA