Side-by-side · Q2 2026 data
Gulf Coast Bank vs Home Bank, National Association
Metric by metric
| Measure | Gulf Coast Bank | Home Bank, National Association |
|---|---|---|
| TellerScore | 86 (stronger) | 70 |
| Capital cushion | 97 (stronger) | 71 |
| Loan quality | 79 (stronger) | 68 |
| Earnings | 70 | 75 (stronger) |
| Funding & liquidity | 90 (stronger) | 53 |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 90th | 58th |
| Total assets | $513.7M | $3.6B |
| Deposits / shares | $444.1M | $3.1B |
| Capital ratio | 14.75% (stronger) | 12.11% |
| Problem loans | 0.63% (stronger) | 0.95% |
| Net charge-offs | 0.13% | 0.06% (stronger) |
| Return on assets | 1.25% | 1.38% (stronger) |
| Loans ÷ deposits | 65.5% (stronger) | 89.2% |
| Uninsured deposits | 19.5% (stronger) | 31.2% |
| Offices | 9 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.2% | 9.8% |
Gulf Coast Bank has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Bank leads on 5 and Home Bank, National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lafayette, LA
- Carencro, LA