Side-by-side · Q2 2026 data
Gulf Coast Community Federal Credit Union vs Biloxi Teachers Federal Credit Union
Credit union
Gulf Coast Community Federal Credit Union
Gulfport, Mississippi · $100 million – $1 billion
Credit union
Biloxi Teachers Federal Credit Union
Biloxi, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Gulf Coast Community Federal Credit Union | Biloxi Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 59 | 92 (stronger) |
| Earnings | 39 | 71 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 60th | 72nd |
| Total assets | $125.5M | $12.1M |
| Deposits / shares | $101.4M | $10.7M |
| Capital ratio | 17.70% (stronger) | 11.92% |
| Problem loans | 1.22% | 0.25% (stronger) |
| Net charge-offs | 1.17% | 0.25% (stronger) |
| Return on assets | 0.47% | 1.29% (stronger) |
| Loans ÷ deposits | 82.0% | 36.4% (stronger) |
| Uninsured deposits | 5.1% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.9% | — |
Biloxi Teachers Federal Credit Union has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Community Federal Credit Union leads on 1 and Biloxi Teachers Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.