Side-by-side · Q2 2026 data
Gundersen Credit Union vs Westby Co-Op Credit Union
Metric by metric
| Measure | Gundersen Credit Union | Westby Co-Op Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 77 |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 98 (stronger) | 52 |
| Earnings | 54 | 69 (stronger) |
| Funding & liquidity | 69 | 76 (stronger) |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 70th | 82nd |
| Total assets | $85.3M | $1.0B |
| Deposits / shares | $73.0M | $842.2M |
| Capital ratio | 13.80% | 15.64% (stronger) |
| Problem loans | 0.07% (stronger) | 1.44% |
| Net charge-offs | 0.05% (stronger) | 0.24% |
| Return on assets | 0.84% | 1.23% (stronger) |
| Loans ÷ deposits | 91.0% | 83.8% (stronger) |
| Uninsured deposits | 3.8% (stronger) | 10.3% |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Gundersen Credit Union has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Gundersen Credit Union leads on 4 and Westby Co-Op Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.