Side-by-side · Q2 2026 data
Guthrie Community Federal Credit Union vs White Rose Credit Union
Credit union
Guthrie Community Federal Credit Union
Sayre, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Guthrie Community Federal Credit Union | White Rose Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 59 (stronger) | 39 |
| Loan quality | 90 (stronger) | 88 |
| Earnings | 37 | 40 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 57th | 37th |
| Total assets | $122.7M | $115.5M |
| Deposits / shares | $112.4M | $104.3M |
| Capital ratio | 10.90% (stronger) | 8.91% |
| Problem loans | 0.31% (stronger) | 0.35% |
| Net charge-offs | 0.26% (stronger) | 0.61% |
| Return on assets | 0.42% | 0.51% (stronger) |
| Loans ÷ deposits | 55.1% | 53.3% (stronger) |
| Uninsured deposits | 4.5% | 2.0% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.7% |
Guthrie Community Federal Credit Union has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Guthrie Community Federal Credit Union leads on 4 and White Rose Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.