Side-by-side · Q2 2026 data
Hamlin Bank and Trust Company vs Northwest Bank
Metric by metric
| Measure | Hamlin Bank and Trust Company | Northwest Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 68 | 77 (stronger) |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 83 (stronger) | 55 |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 94th | 58th |
| Total assets | $503.4M | $17.2B |
| Deposits / shares | $389.3M | $14.4B |
| Capital ratio | 19.96% (stronger) | 9.84% |
| Problem loans | 0.96% | 0.69% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.15% |
| Return on assets | 3.02% (stronger) | 1.32% |
| Loans ÷ deposits | 77.4% (stronger) | 91.0% |
| Uninsured deposits | 13.3% (stronger) | 27.4% |
| Offices | 8 | 153 |
| CFPB complaints (3 yrs) | — | 158 |
| Complaints per $1B deposits | — | 11.0 |
| Mortgage denial rate (HMDA) | — | 20.6% |
Hamlin Bank and Trust Company has the higher TellerScore (89 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Hamlin Bank and Trust Company leads on 6 and Northwest Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bradford, PA
- Kane, PA
- Saint Marys, PA
- Smethport, PA