Side-by-side · Q2 2026 data
Hana Bank USA, National Association vs Usc Credit Union
Metric by metric
| Measure | Hana Bank USA, National Association | Usc Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 100 (stronger) | 39 |
| Funding & liquidity | 23 | 66 (stronger) |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 92nd | 24th |
| Total assets | $835.2M | $741.1M |
| Deposits / shares | $588.2M | $638.3M |
| Capital ratio | 25.41% (stronger) | 10.28% |
| Problem loans | 0.00% (stronger) | 0.73% |
| Net charge-offs | -0.05% (stronger) | 0.52% |
| Return on assets | 2.91% (stronger) | 0.48% |
| Loans ÷ deposits | 86.8% (stronger) | 94.4% |
| Uninsured deposits | 69.5% | 8.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.7% |
Hana Bank USA, National Association has the higher TellerScore (88 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Hana Bank USA, National Association leads on 6 and Usc Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.