Side-by-side · Q2 2026 data
Hana Bank USA, National Association vs Water and Power Community Credit Union
Credit union
Water and Power Community Credit Union
Los Angeles, California · $1 billion – $10 billion
Metric by metric
| Measure | Hana Bank USA, National Association | Water and Power Community Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 23 | 76 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 92nd | 62nd |
| Total assets | $835.2M | $1.0B |
| Deposits / shares | $588.2M | $826.2M |
| Capital ratio | 25.41% (stronger) | 10.19% |
| Problem loans | 0.00% (stronger) | 0.61% |
| Net charge-offs | -0.05% (stronger) | 0.44% |
| Return on assets | 2.91% (stronger) | 1.31% |
| Loans ÷ deposits | 86.8% | 83.8% (stronger) |
| Uninsured deposits | 69.5% | 12.4% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.8% |
Hana Bank USA, National Association has the higher TellerScore (88 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Hana Bank USA, National Association leads on 5 and Water and Power Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.