Side-by-side · Q2 2026 data
Hancock Federal Credit Union vs Pillar Credit Union
Metric by metric
| Measure | Hancock Federal Credit Union | Pillar Credit Union |
|---|---|---|
| TellerScore | 60 | 76 (stronger) |
| Capital cushion | 38 | 66 (stronger) |
| Loan quality | 81 (stronger) | 80 |
| Earnings | 36 | 67 (stronger) |
| Funding & liquidity | 79 | 92 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 21st | 68th |
| Total assets | $118.4M | $134.8M |
| Deposits / shares | $105.8M | $120.4M |
| Capital ratio | 8.79% | 11.64% (stronger) |
| Problem loans | 0.58% (stronger) | 0.60% |
| Net charge-offs | 0.08% (stronger) | 0.22% |
| Return on assets | 0.39% | 1.17% (stronger) |
| Loans ÷ deposits | 80.8% | 67.9% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 5.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pillar Credit Union has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Hancock Federal Credit Union leads on 3 and Pillar Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.