Side-by-side · Q2 2026 data
Hancock School Emp. Federal Credit Union vs Raleigh Co. Educators Federal Credit Union
Credit union
Hancock School Emp. Federal Credit Union
Weirton, West Virginia · Under $100 million in assets
Credit union
Raleigh Co. Educators Federal Credit Union
Beckley, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Hancock School Emp. Federal Credit Union | Raleigh Co. Educators Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 97 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 86 | 99 (stronger) |
| Earnings | 48 | 86 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 54th | 98th |
| Total assets | $24.0M | $21.3M |
| Deposits / shares | $21.3M | $15.5M |
| Capital ratio | 11.59% | 26.34% (stronger) |
| Problem loans | 0.41% | 0.04% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.70% | 1.64% (stronger) |
| Loans ÷ deposits | 24.0% (stronger) | 60.4% |
| Uninsured deposits | 11.3% | 2.5% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Raleigh Co. Educators Federal Credit Union has the higher TellerScore (97 vs 76). On the 6 directional measures above (where higher or lower is clearly better), Hancock School Emp. Federal Credit Union leads on 1 and Raleigh Co. Educators Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.