Side-by-side · Q2 2026 data
Hancock Whitney Bank vs Biloxi Teachers Federal Credit Union
Credit union
Biloxi Teachers Federal Credit Union
Biloxi, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Hancock Whitney Bank | Biloxi Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 83 (stronger) |
| Capital cushion | 56 | 69 (stronger) |
| Loan quality | 81 | 92 (stronger) |
| Earnings | 60 | 71 (stronger) |
| Funding & liquidity | 38 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 46th | 72nd |
| Total assets | $36.3B | $12.1M |
| Deposits / shares | $29.9B | $10.7M |
| Capital ratio | 10.59% | 11.92% (stronger) |
| Problem loans | 0.57% | 0.25% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.25% |
| Return on assets | 1.01% | 1.29% (stronger) |
| Loans ÷ deposits | 81.4% | 36.4% (stronger) |
| Uninsured deposits | 52.0% | 0.0% (stronger) |
| Offices | 188 | 1 |
| CFPB complaints (3 yrs) | 189 | — |
| Complaints per $1B deposits | 6.3 | — |
| Mortgage denial rate (HMDA) | 25.2% | — |
Biloxi Teachers Federal Credit Union has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Hancock Whitney Bank leads on 1 and Biloxi Teachers Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.