Side-by-side · Q2 2026 data
Hanscom Federal Credit Union vs Harvard Federal Credit Union
Credit union
Hanscom Federal Credit Union
Hanscom AFB, Massachusetts · $1 billion – $10 billion
Credit union
Harvard Federal Credit Union
Cambridge, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Hanscom Federal Credit Union | Harvard Federal Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 49 |
| Capital cushion | 55 (stronger) | 38 |
| Loan quality | 83 (stronger) | 62 |
| Earnings | 33 (stronger) | 31 |
| Funding & liquidity | 73 (stronger) | 51 |
| Problem-loan coverage | 92 (stronger) | 79 |
| Peer percentile | 36th | 5th |
| Total assets | $2.2B | $1.2B |
| Deposits / shares | $1.9B | $922.7M |
| Capital ratio | 10.47% (stronger) | 8.81% |
| Problem loans | 0.51% (stronger) | 1.13% |
| Net charge-offs | 0.15% (stronger) | 0.44% |
| Return on assets | 0.33% (stronger) | 0.28% |
| Loans ÷ deposits | 87.1% (stronger) | 109.1% |
| Uninsured deposits | 9.0% (stronger) | 10.1% |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
Hanscom Federal Credit Union has the higher TellerScore (64 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Hanscom Federal Credit Union leads on 7 and Harvard Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.