Side-by-side · Q2 2026 data
Hanscom Federal Credit Union vs Sharon & Crescent United Credit Union
Credit union
Hanscom Federal Credit Union
Hanscom AFB, Massachusetts · $1 billion – $10 billion
Credit union
Sharon & Crescent United Credit Union
Sharon, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Hanscom Federal Credit Union | Sharon & Crescent United Credit Union |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 55 | 78 (stronger) |
| Loan quality | 83 | 86 (stronger) |
| Earnings | 33 | 55 (stronger) |
| Funding & liquidity | 73 (stronger) | 70 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 36th | 79th |
| Total assets | $2.2B | $1.4B |
| Deposits / shares | $1.9B | $1.1B |
| Capital ratio | 10.47% | 12.83% (stronger) |
| Problem loans | 0.51% | 0.43% (stronger) |
| Net charge-offs | 0.15% | 0.05% (stronger) |
| Return on assets | 0.33% | 0.88% (stronger) |
| Loans ÷ deposits | 87.1% (stronger) | 90.7% |
| Uninsured deposits | 9.0% (stronger) | 14.2% |
| Offices | 11 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 14.2% |
Sharon & Crescent United Credit Union has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Hanscom Federal Credit Union leads on 2 and Sharon & Crescent United Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.