Side-by-side · Q2 2026 data
Harborlight Credit Union vs Tri-Cities Credit Union
Metric by metric
| Measure | Harborlight Credit Union | Tri-Cities Credit Union |
|---|---|---|
| TellerScore | 76 | 86 (stronger) |
| Capital cushion | 63 | 89 (stronger) |
| Loan quality | 88 | 98 (stronger) |
| Earnings | 62 (stronger) | 58 |
| Funding & liquidity | 87 | 89 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 68th | 80th |
| Total assets | $170.1M | $51.3M |
| Deposits / shares | $149.3M | $43.7M |
| Capital ratio | 11.32% | 13.92% (stronger) |
| Problem loans | 0.35% | 0.05% (stronger) |
| Net charge-offs | 0.32% | 0.13% (stronger) |
| Return on assets | 1.06% (stronger) | 0.96% |
| Loans ÷ deposits | 73.2% | 71.4% (stronger) |
| Uninsured deposits | 4.9% (stronger) | 5.5% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tri-Cities Credit Union has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Harborlight Credit Union leads on 2 and Tri-Cities Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.