Side-by-side · Q2 2026 data
Hardin County Savings Bank vs The Libertyville Savings Bank
Metric by metric
| Measure | Hardin County Savings Bank | The Libertyville Savings Bank |
|---|---|---|
| TellerScore | 62 | 73 (stronger) |
| Capital cushion | 48 | 60 (stronger) |
| Loan quality | 58 | 70 (stronger) |
| Earnings | 67 | 79 (stronger) |
| Funding & liquidity | 79 | 81 (stronger) |
| Problem-loan coverage | 74 | 91 (stronger) |
| Peer percentile | 22nd | 53rd |
| Total assets | $402.3M | $384.1M |
| Deposits / shares | $324.4M | $299.1M |
| Capital ratio | 9.79% | 11.04% (stronger) |
| Problem loans | 1.25% | 0.90% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.09% |
| Return on assets | 1.17% | 1.49% (stronger) |
| Loans ÷ deposits | 76.4% | 75.3% (stronger) |
| Uninsured deposits | 19.1% | 18.6% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Libertyville Savings Bank has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Hardin County Savings Bank leads on 1 and The Libertyville Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.