Side-by-side · Q2 2026 data
Harvesters Federal Credit Union vs Alive Credit Union
Metric by metric
| Measure | Harvesters Federal Credit Union | Alive Credit Union |
|---|---|---|
| TellerScore | 60 | 78 (stronger) |
| Capital cushion | 44 | 67 (stronger) |
| Loan quality | 72 | 84 (stronger) |
| Earnings | 56 | 66 (stronger) |
| Funding & liquidity | 74 | 95 (stronger) |
| Problem-loan coverage | 60 | 95 (stronger) |
| Peer percentile | 21st | 74th |
| Total assets | $316.8M | $295.5M |
| Deposits / shares | $284.1M | $261.4M |
| Capital ratio | 9.42% | 11.73% (stronger) |
| Problem loans | 0.83% | 0.47% (stronger) |
| Net charge-offs | 0.44% | 0.20% (stronger) |
| Return on assets | 0.89% | 1.14% (stronger) |
| Loans ÷ deposits | 86.7% | 65.7% (stronger) |
| Uninsured deposits | 11.5% | 7.3% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | — |
Alive Credit Union has the higher TellerScore (78 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Harvesters Federal Credit Union leads on 0 and Alive Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.