Side-by-side · Q2 2026 data
Harvesters Federal Credit Union vs Loyalty Credit Union
Metric by metric
| Measure | Harvesters Federal Credit Union | Loyalty Credit Union |
|---|---|---|
| TellerScore | 60 | 75 (stronger) |
| Capital cushion | 44 | 66 (stronger) |
| Loan quality | 72 | 78 (stronger) |
| Earnings | 56 | 59 (stronger) |
| Funding & liquidity | 74 | 97 (stronger) |
| Problem-loan coverage | 60 | 94 (stronger) |
| Peer percentile | 21st | 66th |
| Total assets | $316.8M | $300.3M |
| Deposits / shares | $284.1M | $263.8M |
| Capital ratio | 9.42% | 11.61% (stronger) |
| Problem loans | 0.83% | 0.66% (stronger) |
| Net charge-offs | 0.44% (stronger) | 0.88% |
| Return on assets | 0.89% | 0.98% (stronger) |
| Loans ÷ deposits | 86.7% | 63.4% (stronger) |
| Uninsured deposits | 11.5% | 0.0% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | 6.7% |
Loyalty Credit Union has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Harvesters Federal Credit Union leads on 1 and Loyalty Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.