Side-by-side · Q2 2026 data
Harvesters Federal Credit Union vs Orlando Credit Union
Metric by metric
| Measure | Harvesters Federal Credit Union | Orlando Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 59 |
| Capital cushion | 44 (stronger) | 40 |
| Loan quality | 72 | 82 (stronger) |
| Earnings | 56 (stronger) | 31 |
| Funding & liquidity | 74 | 76 (stronger) |
| Problem-loan coverage | 60 | 91 (stronger) |
| Peer percentile | 21st | 19th |
| Total assets | $316.8M | $379.2M |
| Deposits / shares | $284.1M | $335.5M |
| Capital ratio | 9.42% (stronger) | 9.04% |
| Problem loans | 0.83% | 0.53% (stronger) |
| Net charge-offs | 0.44% (stronger) | 1.00% |
| Return on assets | 0.89% (stronger) | 0.28% |
| Loans ÷ deposits | 86.7% | 83.6% (stronger) |
| Uninsured deposits | 11.5% (stronger) | 15.7% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | 67.4% |
Harvesters Federal Credit Union has the higher TellerScore (60 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Harvesters Federal Credit Union leads on 5 and Orlando Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.