Side-by-side · Q2 2026 data
Haverhill Bank vs Walpole Co-operative Bank
Metric by metric
| Measure | Haverhill Bank | Walpole Co-operative Bank |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 95 | 96 (stronger) |
| Earnings | 81 (stronger) | 65 |
| Funding & liquidity | 55 (stronger) | 42 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 68th | 84th |
| Total assets | $636.8M | $646.5M |
| Deposits / shares | $507.6M | $509.2M |
| Capital ratio | 11.17% | 18.82% (stronger) |
| Problem loans | 0.14% | 0.11% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.53% (stronger) | 1.13% |
| Loans ÷ deposits | 91.7% (stronger) | 107.9% |
| Uninsured deposits | 27.1% | 23.8% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | — |
Walpole Co-operative Bank has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Haverhill Bank leads on 3 and Walpole Co-operative Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.