Walpole Co-operative Bank (FDIC certificate #26487) is based in Walpole, Massachusetts. Its Q2 2026 call report shows $646.5M in total assets and $509.2M in deposits and 1 office.
Walpole Co-operative Bank has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 84% of its 2,650 banks with $100 million – $1 billion. Among 92 banks headquartered in Massachusetts, it ranks 4th. Capital cushion contributes the most (100/100, 18.82%); funding & liquidity contributes the least (42/100, 108% loans-to-deposits, 24% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (76 → 83), mostly because the earnings component improved by 22 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 73 |
| Q4 2024 | 75 |
| Q1 2025 | 76 |
| Q2 2025 | 76 |
| Q3 2025 | 78 |
| Q4 2025 | 78 |
| Q1 2026 | 81 |
| Q2 2026 | 83 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 18.74% |
| Q3 2024 | 18.56% |
| Q4 2024 | 18.13% |
| Q1 2025 | 18.27% |
| Q2 2025 | 18.14% |
| Q3 2025 | 18.42% |
| Q4 2025 | 18.66% |
| Q1 2026 | 18.62% |
| Q2 2026 | 18.82% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.41% |
| Q3 2024 | 0.44% |
| Q4 2024 | 0.40% |
| Q1 2025 | 0.50% |
| Q2 2025 | 0.51% |
| Q3 2025 | 0.40% |
| Q4 2025 | 0.37% |
| Q1 2026 | 0.37% |
| Q2 2026 | 0.11% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.15% |
| Q3 2024 | 0.21% |
| Q4 2024 | 0.25% |
| Q1 2025 | 0.50% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.68% |
| Q4 2025 | 0.76% |
| Q1 2026 | 1.08% |
| Q2 2026 | 1.13% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $646.5M | 18.82% | 0.11% | 1.13% | 107.9% |
| Q1 2026 | 81 | $649.4M | 18.62% | 0.37% | 1.08% | 105.5% |
| Q4 2025 | 78 | $637.4M | 18.66% | 0.37% | 0.76% | 105.9% |
| Q3 2025 | 78 | $632.2M | 18.42% | 0.40% | 0.68% | 106.0% |
| Q2 2025 | 76 | $639.5M | 18.14% | 0.51% | 0.58% | 107.3% |
| Q1 2025 | 76 | $630.4M | 18.27% | 0.50% | 0.50% | 103.1% |
| Q4 2024 | 75 | $623.0M | 18.13% | 0.40% | 0.25% | 103.5% |
| Q3 2024 | 73 | $612.6M | 18.56% | 0.44% | 0.21% | 107.7% |
| Q2 2024 | 73 | $601.1M | 18.74% | 0.41% | 0.15% | 106.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Middlesex Federal Savings, F.A.Bank Somerville, MA | 65 out of 100, Moderate | $654.4M | 10.0% | 0.04% | vs |
| OneUnited BankBank Boston, MA | 59 out of 100, Moderate | $637.9M | 10.4% | 0.42% | vs |
| Haverhill BankBank Haverhill, MA | 77 out of 100, Strong | $636.8M | 11.2% | 0.14% | vs |
| Lee BankBank Lee, MA | 64 out of 100, Moderate | $591.2M | 9.6% | 0.52% | vs |
| Eagle BankBank Everett, MA | 65 out of 100, Moderate | $709.0M | 10.6% | 0.04% | vs |
| Bay State Savings BankBank Worcester, MA | 57 out of 100, Moderate | $580.3M | 8.8% | 0.47% | vs |
Deposit insurance
Is my money safe at Walpole Co-operative Bank?
Yes. Walpole Co-operative Bank is an FDIC-insured institution (FDIC certificate #26487). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.8% of deposits ($121.2M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 18.82%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Walpole Co-operative Bank lists 1 office in 1 city. Most locations:
- Walpole, MA (1)
Identity & history
Profile
- Legal name
- Walpole Co-operative Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 26487
- RSSD ID
- 63573
- Primary regulator
- FED
- Established
- January 1, 1912
- Headquarters
- 982 Main St, Walpole, MA 02081
- Website
- www.walpolecoop.com
- Employees
- 41
Quick answers
Walpole Co-operative Bank: common questions
Is Walpole Co-operative Bank FDIC insured?
Yes. Walpole Co-operative Bank is an FDIC-insured institution (FDIC certificate #26487). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Walpole Co-operative Bank's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Walpole Co-operative Bank ever failed?
There is no failure record for FDIC certificate #26487 in the FDIC failed bank list.
How many branches does Walpole Co-operative Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Walpole
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alpha Credit UnionCredit union Boston, MA | 97 out of 100, Very strong | $35.1M | 18.8% | 0.14% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA | 92 out of 100, Very strong | $14.2M | 25.8% | 0.27% | vs |
| Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA | 92 out of 100, Very strong | $7.4M | 19.6% | 0.00% | vs |
| Watertown Municipal Credit UnionCredit union Watertown, MA | 91 out of 100, Very strong | $9.7M | 36.9% | 0.00% | vs |
| Attleboro M E Federal Credit UnionCredit union Attleboro, MA | 90 out of 100, Very strong | $24.6M | 13.7% | 0.13% | vs |