Side-by-side · Q2 2026 data
Haynes Community Federal Credit Union vs Financial Builders Federal Credit Union
Credit union
Haynes Community Federal Credit Union
Kokomo, Indiana · Under $100 million in assets
Credit union
Financial Builders Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Haynes Community Federal Credit Union | Financial Builders Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 75 (stronger) |
| Capital cushion | 66 | 75 (stronger) |
| Loan quality | 32 | 72 (stronger) |
| Earnings | 49 | 58 (stronger) |
| Funding & liquidity | 84 | 89 (stronger) |
| Problem-loan coverage | 75 | 91 (stronger) |
| Peer percentile | 19th | 66th |
| Total assets | $42.3M | $151.5M |
| Deposits / shares | $37.2M | $131.3M |
| Capital ratio | 11.59% | 12.48% (stronger) |
| Problem loans | 2.04% | 0.85% (stronger) |
| Net charge-offs | 0.35% | 0.27% (stronger) |
| Return on assets | 0.71% | 0.96% (stronger) |
| Loans ÷ deposits | 76.2% | 71.3% (stronger) |
| Uninsured deposits | 3.3% | 1.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Financial Builders Federal Credit Union has the higher TellerScore (75 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Haynes Community Federal Credit Union leads on 0 and Financial Builders Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.