Side-by-side · Q2 2026 data
Health Care Professionals Federal Credit Union vs Members Choice Credit Union
Credit union
Health Care Professionals Federal Credit Union
Richmond, Indiana · Under $100 million in assets
Metric by metric
| Measure | Health Care Professionals Federal Credit Union | Members Choice Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 92 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 83 (stronger) | 78 |
| Funding & liquidity | 98 | 99 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 97th | 92nd |
| Total assets | $41.6M | $38.9M |
| Deposits / shares | $33.4M | $31.7M |
| Capital ratio | 18.61% (stronger) | 17.95% |
| Problem loans | 0.00% (stronger) | 0.44% |
| Net charge-offs | 0.20% | -1.11% (stronger) |
| Return on assets | 1.57% (stronger) | 1.44% |
| Loans ÷ deposits | 62.5% | 61.6% (stronger) |
| Uninsured deposits | 4.8% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Health Care Professionals Federal Credit Union has the higher TellerScore (96 vs 92). On the 7 directional measures above (where higher or lower is clearly better), Health Care Professionals Federal Credit Union leads on 4 and Members Choice Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.