TellerScore

Health Care Professionals Federal Credit Union is a federal credit union headquartered in Richmond, Indiana, in business for about 51 years. At the end of Q2 2026 it reported $41.6M in total assets and $33.4M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Health Care Professionals Federal Credit Union scores 96/100, which we describe as very strong. That is higher than 97% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 6th. Its strongest component is capital cushion (100/100; 18.61%), and its lowest is earnings (83/100; 1.57%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.61%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings83/100
Return on assets (annualized): 1.57%
Funding & liquidity98/100
Loans ÷ shares: 62.5% · 4.8% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.09%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (95 → 96).

TellerScore
9196100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202491
Q3 202492
Q4 202494
Q1 202596
Q2 202595
Q3 202596
Q4 202596
Q1 2026100
Q2 202696
Net worth ratio
7.00%13.05%19.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.63%
Q3 202418.37%
Q4 202418.41%
Q1 202518.15%
Q2 202519.09%
Q3 202518.98%
Q4 202519.09%
Q1 202618.64%
Q2 202618.61%
Delinquent loans (60+ days)
0.00%0.20%0.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.38%
Q3 20240.39%
Q4 20240.05%
Q1 20250.01%
Q2 20250.08%
Q3 20250.07%
Q4 20250.04%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.36%1.68%2.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.41%
Q3 20241.47%
Q4 20241.36%
Q1 20251.46%
Q2 20251.55%
Q3 20251.59%
Q4 20251.60%
Q1 20262.01%
Q2 20261.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202696$41.6M18.61%0.00%1.57%62.5%
Q1 2026100$39.4M18.64%0.00%2.01%61.6%
Q4 202596$37.5M19.09%0.04%1.60%63.7%
Q3 202596$36.8M18.98%0.07%1.59%64.2%
Q2 202595$35.8M19.09%0.08%1.55%64.6%
Q1 202596$36.8M18.15%0.01%1.46%60.5%
Q4 202494$35.6M18.41%0.05%1.36%63.4%
Q3 202492$35.1M18.37%0.39%1.47%65.2%
Q2 202491$35.8M17.63%0.38%1.41%61.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.61%
72nd
Problem loans0.00%
87th
Net charge-offs0.20%
47th
Return on assets1.57%
87th
Loans to deposits62.5%
44th
Uninsured deposits4.8%
22nd
Loan-loss reserves0.00%
37th
Texas ratio0.1%
85th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Northern Indiana Federal Credit UnionCredit union Merrillville, IN68 out of 100, Moderate$41.7M9.3%0.15%vs
Haynes Community Federal Credit UnionCredit union Kokomo, IN58 out of 100, Moderate$42.3M11.6%2.04%vs
Origins Credit UnionCredit union Indianapolis, IN79 out of 100, Strong$43.7M16.3%0.25%vs
Advantageplus of Indiana Federal Credit UnionCredit union Terre Haute, IN87 out of 100, Very strong$43.9M20.8%0.64%vs
Midwest Family Federal Credit UnionCredit union Portage, IN60 out of 100, Moderate$39.0M10.6%1.58%vs
Eastern Indiana Federal Credit UnionCredit union New Castle, IN84 out of 100, Strong$44.4M13.5%1.05%vs

Deposit insurance

Is my money safe at Health Care Professionals Federal Credit Union?

Yes. Health Care Professionals Federal Credit Union is a federally insured credit union (NCUA charter #22213). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.8% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.61%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Health Care Professionals Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Health Care Professionals Federal Credit Union
Type
Federal credit union
NCUA charter #
22213
RSSD ID
867883
Primary regulator
NCUA
Established
1975
Headquarters
1810 Williamsburg Pike, Richmond, IN 47374
Employees
12

Quick answers

Health Care Professionals Federal Credit Union: common questions

Is Health Care Professionals Federal Credit Union NCUA insured?

Yes. Health Care Professionals Federal Credit Union is a federally insured credit union (NCUA charter #22213). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Health Care Professionals Federal Credit Union's TellerScore?

96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Health Care Professionals Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Richmond

InstitutionScoreAssetsCapitalProblem loansCompare
Members Choice Credit UnionCredit union Greenville, OH92 out of 100, Very strong$38.9M17.9%0.44%vs
Wayne County Federal Credit UnionCredit union Richmond, IN89 out of 100, Very strong$13.5M14.3%0.00%vs
Greenville National BankBank Greenville, OH86 out of 100, Very strong$641.5M13.0%0.05%vs
Natco Credit UnionCredit union Richmond, IN80 out of 100, Strong$153.7M17.3%1.18%vs
The Brookville Building and Savings AssociationBank Brookville, OH79 out of 100, Strong$41.2M20.0%0.00%vs
Mercer Savings BankBank Celina, OH78 out of 100, Strong$176.2M13.2%0.08%vs