Side-by-side · Q2 2026 data
Healthcare Associates Credit Union vs Earthmover Credit Union
Metric by metric
| Measure | Healthcare Associates Credit Union | Earthmover Credit Union |
|---|---|---|
| TellerScore | 72 | 87 (stronger) |
| Capital cushion | 95 | 100 (stronger) |
| Loan quality | 61 | 75 (stronger) |
| Earnings | 38 | 72 (stronger) |
| Funding & liquidity | 75 | 92 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 57th | 91st |
| Total assets | $481.6M | $471.7M |
| Deposits / shares | $403.6M | $385.6M |
| Capital ratio | 14.53% | 19.34% (stronger) |
| Problem loans | 1.16% | 0.75% (stronger) |
| Net charge-offs | 0.39% | 0.34% (stronger) |
| Return on assets | 0.45% | 1.30% (stronger) |
| Loans ÷ deposits | 85.0% | 68.1% (stronger) |
| Uninsured deposits | 4.9% | 0.0% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.5% | — |
Earthmover Credit Union has the higher TellerScore (87 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Healthcare Associates Credit Union leads on 0 and Earthmover Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.