Side-by-side · Q2 2026 data
Healthcare Associates Credit Union vs Streator Onized Credit Union
Metric by metric
| Measure | Healthcare Associates Credit Union | Streator Onized Credit Union |
|---|---|---|
| TellerScore | 72 | 84 (stronger) |
| Capital cushion | 95 | 100 (stronger) |
| Loan quality | 61 | 84 (stronger) |
| Earnings | 38 | 67 (stronger) |
| Funding & liquidity | 75 (stronger) | 70 |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 57th | 86th |
| Total assets | $481.6M | $423.3M |
| Deposits / shares | $403.6M | $354.0M |
| Capital ratio | 14.53% | 15.58% (stronger) |
| Problem loans | 1.16% | 0.47% (stronger) |
| Net charge-offs | 0.39% (stronger) | 1.21% |
| Return on assets | 0.45% | 1.19% (stronger) |
| Loans ÷ deposits | 85.0% (stronger) | 90.6% |
| Uninsured deposits | 4.9% | 4.6% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.5% | 28.2% |
Streator Onized Credit Union has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Healthcare Associates Credit Union leads on 2 and Streator Onized Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.