Side-by-side · Q2 2026 data
Heartland Bank vs Hastings Federal Credit Union
Credit union
Hastings Federal Credit Union
Hastings, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Heartland Bank | Hastings Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 93 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 96 (stronger) | 88 |
| Earnings | 100 | 100 |
| Funding & liquidity | 66 | 77 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 77th | 94th |
| Total assets | $911.1M | $52.0M |
| Deposits / shares | $754.6M | $40.7M |
| Capital ratio | 10.25% | 20.78% (stronger) |
| Problem loans | 0.13% (stronger) | 0.36% |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 2.01% | 2.30% (stronger) |
| Loans ÷ deposits | 85.5% | 83.5% (stronger) |
| Uninsured deposits | 22.5% | 2.5% (stronger) |
| Offices | 14 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | — |
Hastings Federal Credit Union has the higher TellerScore (93 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Heartland Bank leads on 2 and Hastings Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.