Side-by-side · Q2 2026 data
Heartland Bank vs Trius Federal Credit Union
Metric by metric
| Measure | Heartland Bank | Trius Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 58 |
| Capital cushion | 53 | 56 (stronger) |
| Loan quality | 96 (stronger) | 56 |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 66 | 66 |
| Problem-loan coverage | 99 (stronger) | 79 |
| Peer percentile | 77th | 16th |
| Total assets | $911.1M | $152.3M |
| Deposits / shares | $754.6M | $133.2M |
| Capital ratio | 10.25% | 10.57% (stronger) |
| Problem loans | 0.13% (stronger) | 1.32% |
| Net charge-offs | -0.00% (stronger) | 0.77% |
| Return on assets | 2.01% (stronger) | 0.69% |
| Loans ÷ deposits | 85.5% (stronger) | 94.2% |
| Uninsured deposits | 22.5% | 3.1% (stronger) |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | 25.5% |
Heartland Bank has the higher TellerScore (80 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Heartland Bank leads on 5 and Trius Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.