Headquartered in Kearney, Nebraska, Trius Federal Credit Union is a federal credit union with $152.3M in total assets and $133.2M in member shares and deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1967.
Trius Federal Credit Union has a TellerScore of 58 out of 100 (moderate) based on Q2 2026 data — higher than only 16% of its 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 37th. Problem-loan coverage contributes the most (79/100, 10.6%); earnings contributes the least (48/100, 0.69%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (58 → 58).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 66 |
| Q4 2024 | 57 |
| Q1 2025 | 69 |
| Q2 2025 | 58 |
| Q3 2025 | 60 |
| Q4 2025 | 57 |
| Q1 2026 | 60 |
| Q2 2026 | 58 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.06% |
| Q3 2024 | 11.04% |
| Q4 2024 | 11.03% |
| Q1 2025 | 10.87% |
| Q2 2025 | 10.93% |
| Q3 2025 | 10.99% |
| Q4 2025 | 10.82% |
| Q1 2026 | 10.43% |
| Q2 2026 | 10.57% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.06% |
| Q3 2024 | 0.91% |
| Q4 2024 | 1.78% |
| Q1 2025 | 0.84% |
| Q2 2025 | 1.51% |
| Q3 2025 | 1.36% |
| Q4 2025 | 1.49% |
| Q1 2026 | 1.19% |
| Q2 2026 | 1.32% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.93% |
| Q3 2024 | 0.99% |
| Q4 2024 | 0.83% |
| Q1 2025 | 1.23% |
| Q2 2025 | 0.77% |
| Q3 2025 | 0.83% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.84% |
| Q2 2026 | 0.69% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $152.3M | 10.57% | 1.32% | 0.69% | 94.2% |
| Q1 2026 | 60 | $152.4M | 10.43% | 1.19% | 0.84% | 93.5% |
| Q4 2025 | 57 | $144.0M | 10.82% | 1.49% | 0.71% | 95.4% |
| Q3 2025 | 60 | $140.3M | 10.99% | 1.36% | 0.83% | 93.8% |
| Q2 2025 | 58 | $138.1M | 10.93% | 1.51% | 0.77% | 91.6% |
| Q1 2025 | 69 | $137.9M | 10.87% | 0.84% | 1.23% | 90.0% |
| Q4 2024 | 57 | $132.0M | 11.03% | 1.78% | 0.83% | 91.7% |
| Q3 2024 | 66 | $130.7M | 11.04% | 0.91% | 0.99% | 95.2% |
| Q2 2024 | 64 | $127.0M | 11.06% | 1.06% | 0.93% | 96.8% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Four Points Federal Credit UnionCredit union Omaha, NE | 33 out of 100, Low | $165.5M | 3.6% | 1.24% | vs |
| University of Nebraska Federal Credit UnionCredit union Lincoln, NE | 65 out of 100, Moderate | $131.3M | 10.7% | 1.09% | vs |
| Mutual First Federal Credit UnionCredit union Omaha, NE | 38 out of 100, Low | $124.8M | 8.0% | 2.17% | vs |
| Lincone Federal Credit UnionCredit union Lincoln, NE | 80 out of 100, Strong | $183.6M | 12.7% | 0.58% | vs |
| First Nebraska Credit UnionCredit union Omaha, NE | 77 out of 100, Strong | $184.2M | 15.7% | 0.90% | vs |
| Omaha Federal Credit UnionCredit union Omaha, NE | 88 out of 100, Very strong | $118.0M | 15.3% | 1.05% | vs |
Deposit insurance
Is my money safe at Trius Federal Credit Union?
Yes. Trius Federal Credit Union is a federally insured credit union (NCUA charter #17999). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.1% of shares and deposits ($4.1M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.57%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Trius Federal Credit Union lists 4 offices in 3 cities. Most locations:
- Kearney, NE (2)
- Grand Island, NE (1)
- Lexington, NE (1)
HMDA 2025
Mortgage lending
In 2025, Trius Federal Credit Union reported 187 home-loan applications under HMDA (LEI 254900QLC1XSIUN3OF82): 106 originated ($8,330,000 total), 37 denied, and 42 withdrawn or closed by the applicant. Its denial rate on decided applications was 25.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Trius Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 17999
- RSSD ID
- 732888
- Primary regulator
- NCUA
- Established
- 1967
- Headquarters
- 3811 29th Ave Suite 1, Kearney, NE 68845
- Employees
- 62
Quick answers
Trius Federal Credit Union: common questions
Is Trius Federal Credit Union NCUA insured?
Yes. Trius Federal Credit Union is a federally insured credit union (NCUA charter #17999). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Trius Federal Credit Union's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Trius Federal Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Kearney
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Town & Country BankBank Ravenna, NE | 92 out of 100, Very strong | $228.9M | 14.1% | 0.00% | vs |
| The First State BankBank Norton, KS | 90 out of 100, Very strong | $493.2M | 13.1% | 0.10% | vs |
| Heritage BankBank Wood River, NE | 86 out of 100, Very strong | $611.6M | 23.0% | 1.18% | vs |
| First State BankBank Loomis, NE | 84 out of 100, Strong | $232.5M | 11.8% | 0.01% | vs |
| Minden Exchange Bank & Trust CompanyBank Minden, NE | 82 out of 100, Strong | $201.4M | 19.8% | 1.23% | vs |
| Heartland BankBank Geneva, NE | 80 out of 100, Strong | $911.1M | 10.3% | 0.13% | vs |