TellerScore

Headquartered in Kearney, Nebraska, Trius Federal Credit Union is a federal credit union with $152.3M in total assets and $133.2M in member shares and deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1967.

Trius Federal Credit Union has a TellerScore of 58 out of 100 (moderate) based on Q2 2026 data — higher than only 16% of its 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 37th. Problem-loan coverage contributes the most (79/100, 10.6%); earnings contributes the least (48/100, 0.69%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.57%
Loan quality56/100
Loans 60+ days delinquent ÷ total loans: 1.32%
Earnings48/100
Return on assets (annualized): 0.69%
Funding & liquidity66/100
Loans ÷ shares: 94.2% · 3.1% uninsured
Problem-loan coverage79/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (58 → 58).

TellerScore
576369Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202466
Q4 202457
Q1 202569
Q2 202558
Q3 202560
Q4 202557
Q1 202660
Q2 202658
Net worth ratio
7.00%9.03%11.06%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.06%
Q3 202411.04%
Q4 202411.03%
Q1 202510.87%
Q2 202510.93%
Q3 202510.99%
Q4 202510.82%
Q1 202610.43%
Q2 202610.57%
Delinquent loans (60+ days)
0.84%1.31%1.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.06%
Q3 20240.91%
Q4 20241.78%
Q1 20250.84%
Q2 20251.51%
Q3 20251.36%
Q4 20251.49%
Q1 20261.19%
Q2 20261.32%
Return on assets
0.69%0.96%1.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.93%
Q3 20240.99%
Q4 20240.83%
Q1 20251.23%
Q2 20250.77%
Q3 20250.83%
Q4 20250.71%
Q1 20260.84%
Q2 20260.69%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$152.3M10.57%1.32%0.69%94.2%
Q1 202660$152.4M10.43%1.19%0.84%93.5%
Q4 202557$144.0M10.82%1.49%0.71%95.4%
Q3 202560$140.3M10.99%1.36%0.83%93.8%
Q2 202558$138.1M10.93%1.51%0.77%91.6%
Q1 202569$137.9M10.87%0.84%1.23%90.0%
Q4 202457$132.0M11.03%1.78%0.83%91.7%
Q3 202466$130.7M11.04%0.91%0.99%95.2%
Q2 202464$127.0M11.06%1.06%0.93%96.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.57%
37th
Problem loans1.32%
18th
Net charge-offs0.77%
17th
Return on assets0.69%
46th
Loans to deposits94.2%
9th
Uninsured deposits3.1%
81st
Loan-loss reserves0.00%
50th
Texas ratio10.6%
12th

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Four Points Federal Credit UnionCredit union Omaha, NE33 out of 100, Low$165.5M3.6%1.24%vs
University of Nebraska Federal Credit UnionCredit union Lincoln, NE65 out of 100, Moderate$131.3M10.7%1.09%vs
Mutual First Federal Credit UnionCredit union Omaha, NE38 out of 100, Low$124.8M8.0%2.17%vs
Lincone Federal Credit UnionCredit union Lincoln, NE80 out of 100, Strong$183.6M12.7%0.58%vs
First Nebraska Credit UnionCredit union Omaha, NE77 out of 100, Strong$184.2M15.7%0.90%vs
Omaha Federal Credit UnionCredit union Omaha, NE88 out of 100, Very strong$118.0M15.3%1.05%vs

Deposit insurance

Is my money safe at Trius Federal Credit Union?

Yes. Trius Federal Credit Union is a federally insured credit union (NCUA charter #17999). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.1% of shares and deposits ($4.1M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.57%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Trius Federal Credit Union lists 4 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Trius Federal Credit Union reported 187 home-loan applications under HMDA (LEI 254900QLC1XSIUN3OF82): 106 originated ($8,330,000 total), 37 denied, and 42 withdrawn or closed by the applicant. Its denial rate on decided applications was 25.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Trius Federal Credit Union
Type
Federal credit union
NCUA charter #
17999
RSSD ID
732888
Primary regulator
NCUA
Established
1967
Headquarters
3811 29th Ave Suite 1, Kearney, NE 68845
Employees
62

Quick answers

Trius Federal Credit Union: common questions

Is Trius Federal Credit Union NCUA insured?

Yes. Trius Federal Credit Union is a federally insured credit union (NCUA charter #17999). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Trius Federal Credit Union's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Trius Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Kearney

InstitutionScoreAssetsCapitalProblem loansCompare
Town & Country BankBank Ravenna, NE92 out of 100, Very strong$228.9M14.1%0.00%vs
The First State BankBank Norton, KS90 out of 100, Very strong$493.2M13.1%0.10%vs
Heritage BankBank Wood River, NE86 out of 100, Very strong$611.6M23.0%1.18%vs
First State BankBank Loomis, NE84 out of 100, Strong$232.5M11.8%0.01%vs
Minden Exchange Bank & Trust CompanyBank Minden, NE82 out of 100, Strong$201.4M19.8%1.23%vs
Heartland BankBank Geneva, NE80 out of 100, Strong$911.1M10.3%0.13%vs