Side-by-side · Q2 2026 data
Heartland Credit Union vs Dillon Credit Union
Metric by metric
| Measure | Heartland Credit Union | Dillon Credit Union |
|---|---|---|
| TellerScore | 66 | 82 (stronger) |
| Capital cushion | 48 | 90 (stronger) |
| Loan quality | 60 | 63 (stronger) |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 58 | 93 (stronger) |
| Problem-loan coverage | 79 | 91 (stronger) |
| Peer percentile | 37th | 70th |
| Total assets | $726.4M | $79.8M |
| Deposits / shares | $598.8M | $68.0M |
| Capital ratio | 9.79% | 14.00% (stronger) |
| Problem loans | 1.20% | 1.11% (stronger) |
| Net charge-offs | 0.51% | 0.09% (stronger) |
| Return on assets | 2.43% (stronger) | 1.47% |
| Loans ÷ deposits | 102.0% | 67.7% (stronger) |
| Uninsured deposits | 7.0% (stronger) | 8.6% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dillon Credit Union has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Heartland Credit Union leads on 2 and Dillon Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.