Side-by-side · Q2 2026 data
Heartland Credit Union vs Leading Edge Credit Union
Credit union
Leading Edge Credit Union
Worthington, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Heartland Credit Union | Leading Edge Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 54 |
| Capital cushion | 51 (stronger) | 39 |
| Loan quality | 72 (stronger) | 68 |
| Earnings | 21 | 31 (stronger) |
| Funding & liquidity | 91 (stronger) | 72 |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 21st | 10th |
| Total assets | $172.0M | $143.2M |
| Deposits / shares | $148.2M | $128.7M |
| Capital ratio | 10.06% (stronger) | 8.95% |
| Problem loans | 0.83% (stronger) | 0.96% |
| Net charge-offs | 0.19% (stronger) | 0.37% |
| Return on assets | 0.03% | 0.28% (stronger) |
| Loans ÷ deposits | 69.5% (stronger) | 87.8% |
| Uninsured deposits | 5.3% | 4.4% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Heartland Credit Union has the higher TellerScore (60 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Heartland Credit Union leads on 5 and Leading Edge Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.