Side-by-side · Q2 2026 data
Hema Federal Credit Union vs Capital Area Taiwanese Federal Credit Union
Credit union
Capital Area Taiwanese Federal Credit Union
Rockville, Maryland · Under $100 million in assets
Metric by metric
| Measure | Hema Federal Credit Union | Capital Area Taiwanese Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 73 (stronger) |
| Capital cushion | 48 | 62 (stronger) |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 3 | 31 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 22nd | 47th |
| Total assets | $16.7M | $12.6M |
| Deposits / shares | $15.0M | $11.2M |
| Capital ratio | 9.78% | 11.19% (stronger) |
| Problem loans | 0.58% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | -0.41% | 0.26% (stronger) |
| Loans ÷ deposits | 46.1% (stronger) | 72.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Capital Area Taiwanese Federal Credit Union has the higher TellerScore (73 vs 60). On the 6 directional measures above (where higher or lower is clearly better), Hema Federal Credit Union leads on 1 and Capital Area Taiwanese Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.