TellerScore

Headquartered in Rockville, Maryland, Capital Area Taiwanese Federal Credit Union is a federal credit union with $12.6M in total assets and $11.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1977.

Capital Area Taiwanese Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 60 credit unions headquartered in Maryland, it ranks 24th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (31/100, 0.26%).

TellerScore · Q2 2026

Scorecard

Capital cushion62/100
Net worth ratio: 11.19%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings31/100
Return on assets (annualized): 0.26%
Funding & liquidity88/100
Loans ÷ shares: 72.3% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (67 → 73), mostly because the earnings component improved by 22 points.

TellerScore
667073Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202467
Q4 202466
Q1 202567
Q2 202567
Q3 202569
Q4 202568
Q1 202673
Q2 202673
Net worth ratio
7.00%9.44%11.88%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.88%
Q3 202411.70%
Q4 202411.19%
Q1 202511.24%
Q2 202511.08%
Q3 202511.31%
Q4 202510.74%
Q1 202610.75%
Q2 202611.19%
Delinquent loans (60+ days)
0.00%0.06%0.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.12%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.12%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.51%-0.03%0.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.34%
Q3 2024-0.49%
Q4 2024-0.51%
Q1 2025-0.41%
Q2 2025-0.27%
Q3 2025-0.18%
Q4 2025-0.03%
Q1 20260.44%
Q2 20260.26%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$12.6M11.19%0.00%0.26%72.3%
Q1 202673$13.1M10.75%0.00%0.44%69.7%
Q4 202568$13.1M10.74%0.12%-0.03%71.5%
Q3 202569$12.4M11.31%0.00%-0.18%77.0%
Q2 202567$12.7M11.08%0.00%-0.27%78.7%
Q1 202567$12.5M11.24%0.00%-0.41%75.5%
Q4 202466$12.7M11.19%0.00%-0.51%77.1%
Q3 202467$12.3M11.70%0.12%-0.49%75.6%
Q2 202470$12.3M11.88%0.00%-0.34%75.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.19%
25th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.26%
30th
Loans to deposits72.3%
30th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Maryland

InstitutionScoreAssetsCapitalProblem loansCompare
Capital Area Realtors Federal Credit UnionCredit union Rockville, MD50 out of 100, Below average$15.7M14.1%3.89%vs
Hema Federal Credit UnionCredit union Silver Spring, MD60 out of 100, Moderate$16.7M9.8%0.58%vs
Mncppc Federal Credit UnionCredit union College Park, MD36 out of 100, Low$16.7M11.2%6.96%vs
Bee Federal Credit UnionCredit union Salisbury, MD58 out of 100, Moderate$7.9M21.6%2.88%vs
Local 355 Md Federal Credit UnionCredit union Baltimore, MD54 out of 100, Below average$5.8M19.4%7.99%vs
Masters, Mates & Pilots (Mm&p) Federal Credit UnionCredit union Linthicum, MD76 out of 100, Strong$4.0M10.3%0.00%vs

Deposit insurance

Is my money safe at Capital Area Taiwanese Federal Credit Union?

Yes. Capital Area Taiwanese Federal Credit Union is a federally insured credit union (NCUA charter #22652). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.19%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Capital Area Taiwanese Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Capital Area Taiwanese Federal Credit Union
Type
Federal credit union
NCUA charter #
22652
RSSD ID
436083
Primary regulator
NCUA
Established
1977
Headquarters
1644 Piccard Dr, Rockville, MD 20850
Employees
1

Quick answers

Capital Area Taiwanese Federal Credit Union: common questions

Is Capital Area Taiwanese Federal Credit Union NCUA insured?

Yes. Capital Area Taiwanese Federal Credit Union is a federally insured credit union (NCUA charter #22652). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Capital Area Taiwanese Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Capital Area Taiwanese Federal Credit Union have?

1 office as of the latest NCUA data.

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