Side-by-side · Q2 2026 data
Henderson State Bank vs Pioneer Community Federal Credit Union
Credit union
Pioneer Community Federal Credit Union
Palisade, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Henderson State Bank | Pioneer Community Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 91 (stronger) | 58 |
| Earnings | 83 (stronger) | 63 |
| Funding & liquidity | 45 | 72 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 50th | 57th |
| Total assets | $678.5M | $5.1M |
| Deposits / shares | $510.7M | $4.3M |
| Capital ratio | 10.41% | 16.01% (stronger) |
| Problem loans | 0.27% (stronger) | 1.25% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.58% (stronger) | 1.07% |
| Loans ÷ deposits | 109.4% | 88.6% (stronger) |
| Uninsured deposits | 20.2% | 0.0% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pioneer Community Federal Credit Union has the higher TellerScore (77 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Henderson State Bank leads on 2 and Pioneer Community Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.