Side-by-side · Q2 2026 data
Hendricks County Bank and Trust Company vs Peoples Trust and Savings Bank
Metric by metric
| Measure | Hendricks County Bank and Trust Company | Peoples Trust and Savings Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 53 |
| Capital cushion | 50 | 80 (stronger) |
| Loan quality | 84 (stronger) | 30 |
| Earnings | 47 (stronger) | 25 |
| Funding & liquidity | 79 (stronger) | 63 |
| Problem-loan coverage | 93 (stronger) | 75 |
| Peer percentile | 34th | 9th |
| Total assets | $247.4M | $240.6M |
| Deposits / shares | $226.3M | $192.4M |
| Capital ratio | 9.96% | 12.96% (stronger) |
| Problem loans | 0.49% (stronger) | 2.09% |
| Net charge-offs | -0.02% (stronger) | -0.00% |
| Return on assets | 0.66% (stronger) | 0.11% |
| Loans ÷ deposits | 66.5% (stronger) | 90.4% |
| Uninsured deposits | 28.3% | 21.3% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 20.0% |
Hendricks County Bank and Trust Company has the higher TellerScore (67 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Hendricks County Bank and Trust Company leads on 5 and Peoples Trust and Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.