Side-by-side · Q2 2026 data
Heritage Federal Credit Union vs Crane Credit Union
Metric by metric
| Measure | Heritage Federal Credit Union | Crane Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 69 |
| Capital cushion | 74 | 78 (stronger) |
| Loan quality | 89 (stronger) | 44 |
| Earnings | 57 | 77 (stronger) |
| Funding & liquidity | 76 | 77 (stronger) |
| Problem-loan coverage | 96 (stronger) | 81 |
| Peer percentile | 82nd | 54th |
| Total assets | $1.0B | $1.2B |
| Deposits / shares | $855.9M | $1.0B |
| Capital ratio | 12.35% | 12.78% (stronger) |
| Problem loans | 0.33% (stronger) | 1.69% |
| Net charge-offs | 0.31% | 0.26% (stronger) |
| Return on assets | 0.93% | 1.43% (stronger) |
| Loans ÷ deposits | 84.0% | 82.8% (stronger) |
| Uninsured deposits | 8.8% (stronger) | 11.2% |
| Offices | 7 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | — |
Heritage Federal Credit Union has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Heritage Federal Credit Union leads on 3 and Crane Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.