Side-by-side · Q2 2026 data
Hershey Bank vs North Platte Union Pacific Employee Credit Union
Credit union
North Platte Union Pacific Employee Credit Union
North Platte, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Hershey Bank | North Platte Union Pacific Employee Credit Union |
|---|---|---|
| TellerScore | 67 | 86 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 59 | 75 (stronger) |
| Earnings | 68 (stronger) | 64 |
| Funding & liquidity | 40 | 100 (stronger) |
| Problem-loan coverage | 84 | 97 (stronger) |
| Peer percentile | 34th | 80th |
| Total assets | $141.1M | $43.4M |
| Deposits / shares | $109.0M | $36.0M |
| Capital ratio | 13.24% | 16.48% (stronger) |
| Problem loans | 1.22% | 0.75% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.19% |
| Return on assets | 1.20% (stronger) | 1.10% |
| Loans ÷ deposits | 110.3% | 43.1% (stronger) |
| Uninsured deposits | 24.4% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Platte Union Pacific Employee Credit Union has the higher TellerScore (86 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Hershey Bank leads on 2 and North Platte Union Pacific Employee Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.